Skip to main content

Pondo sa Pagbabago at Pag-asenso (P3) Program

P3 Logo

In response to the Small Business Corporation (SBC) Communication Plan's primary objective to increase the awareness and provide complete understanding of the internal, external stakeholders and clients on the Pondo sa Pagbabago at Pag-asenso's (P3) main objective, the Communications Department has drafted a list of Frequently Asked Questions (FAQs) with its corresponding answers for uniformity and consistency of response.

SB Corp., an attached agency of DTI, administers the P3 Program. Aside from creating a Program Management Office to oversee the management and monitoring of the P3 Fund, SB Corp. will make use of its lending network and the DTI Negosyo Centers in reaching out to P3 beneficiaries. It shall manage the P3 Fund through separate books (from SB Corp. proper) that will be subject to COA Audit.

The SB Corp. will deploy the P3 fund through micro-finance institutions (MFIs), cooperatives, and associations with national presence. Local MFIs may also be considered, particularly in the pilot areas. The complete list of lending partner conduits may be accessed through


Frequently Asked Questions (FAQs)

What is the Pondo sa Pagbabago at Pag-asenso (P3) Program?

The Pondo sa Pagbabago at Pag-asenso (P3) Program is a financing initiative of the government to assist micro entrepreneurs throughout the country by providing affordable and cost efficient micro loans with 2.5% monthly interest.

The P3 Program is a funding program that will provide an alternative source of financing for micro entrepreneurs that is easy and quick to access. The program is seen to give boost to the micro enterprises sector, which comprise the bulk of the micro, small and medium enterprises (MSMEs) sector in the country.

The program also aims to stabilize informal lending, locally known as 5-6 lending, and prevent micro enterpreneurs from falling victims from these usurious lenders.

Who are the beneficiaries of the P3 Program?

Target beneficiaries of the P3 Program are micro entrepreneurs including, market vendors, sari-sari store owners, stall owners, among others, who are mostly members of cooperatives. To emphasize, only those with existing businesses and are able to pay are qualified under the program. The loan will be exclusively used for business.

Where can micro entrepreneurs avail of the program?

The Small Business Corporation (SBC) has identified micro financing institutions (MFIs) or cooperatives throughout the country where the agency can funnel the funds allocated by the National Government and lend to end borrowers or micro entrepreneurs. (See list of MFIs/cooperatives for easy identification).

The beneficiary can also visit the nearest Negosyo Center, DTI Regional or Provincial Offices.

How much can a micro entrepreneur borrow from the program?

An end borrower may avail P5,000 up to P200,000 depending on the size of the business and the enterprise’s ability to pay. For entreprises with at least one (1) employee, beneficiary can borrow up to P200,000.

The fund should be used for the enterprise’s expansion and/or additional supplies of the business.

What are the requirements for application?

Requirements for recipient of the program are:
a. Duly accomplished loan application
b. Business registration/DTI Business Name Registration/Valid ID/Barangay Clearance

How/where can I reach SB Corp. for additional details?

For more information, micro-entrepreneur can visit or call the following:

P3 hotline (02) 651-3333 or call the Small Business Corp. hotline (02) 7751-1888

Cellphone numbers:
Central Luzon (Smart: 0928.768.4674 / Globe: 0956.688.9496)
North Luzon (Smart: 0949.712.0802 / Globe: 0956.688.9518)
Visayas (Smart: 0921.534.3584 / Globe: 0995.549.2889)
Mindanao (Smart: 0949.712.0780 / Globe: 0956.674.0639)
Department of Trade and Industry: (02) 751.3330 / 0917.834.3330

Mobile No.: 0999 993 7247
Landline: 1 800 10 651 3333
(Nationwide Toll Free): 8 651 3333

Email Address:;;

 Facebook page:

Share this page


September 15, 2023 | Training
September 15, 2023 | Seminar
September 22, 2023 | Seminar
September 20, 2023 | Seminar
August 31, 2023 | Training